Car Insurance Rates for a Ford Edge in Tulsa

The best way we recommend to get discount Ford Edge insurance in Tulsa is to compare quotes annually from insurers in Oklahoma. Drivers can shop around by following these steps.

Step 1: Read about how insurance works and the steps you can take to prevent high rates. Many rating factors that result in higher rates such as traffic tickets, fender benders, and a negative credit score can be rectified by making lifestyle changes or driving safer. This article gives more details to get low prices and earn larger discounts.

Step 2: Request price quotes from exclusive agents, independent agents, and direct providers. Direct and exclusive agents can only provide price estimates from one company like GEICO and State Farm, while independent agents can quote prices from multiple companies.

Step 3: Compare the new rate quotes to your current policy premium and see if you can save money. If you find a lower rate quote and decide to switch, make sure coverage does not lapse between policies.

A good piece of advice is to make sure you enter the same amount of coverage on every price quote and and to get prices from as many different companies as possible. This provides a fair price comparison and maximum price selection.

Amazingly, over 70% of drivers have purchased from the same company for over three years, and virtually 40% of consumers have never compared auto insurance rates at all. Drivers in Tulsa could save almost 35% each year, but they feel it’s too difficult to do a rate comparison.

If you have a policy now or are just looking to switch companies, use these tips to reduce the price you pay and still get good coverage. Locating the best rates in Tulsa seems hard but is not really that difficult. Shoppers just need to know the most effective way to get comparison rates from many different companies.

The providers in the list below provide price comparisons in Oklahoma. To find the best cheap auto insurance in Tulsa, we suggest you get rate quotes from several of them to get the best price comparison.

Rate information and statistics

The rate table displayed below outlines a range of insurance coverage prices for Ford Edge models. Having a better understanding of how auto insurance policy rates are formulated is important for you to make informed coverage decisions.

Data variables include married male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Oklahoma minimum liability limits. Discounts applied include multi-vehicle, claim-free, homeowner, safe-driver, and multi-policy. Rate quotes do not factor in specific zip code location which can change premium rates substantially.

Ford Edge insurance rates by gender

The information below shows the comparison of Ford Edge insurance costs for male and female drivers. The data is based on no violations or accidents, full physical damage coverage, $100 deductibles, single status, and no policy discounts are applied.

Full coverage rates vs. liability-only

The information below illustrates the comparison of Ford Edge premium costs with and without physical damage coverage, medical payments, and uninsured/under-insured motorist coverage. The rates are based on no violations or accidents, $500 deductibles, drivers are single, and no other discounts are factored in.

Should you pay for full coverage?

There is no exact rule to stop buying full coverage on your policy, but there is a guideline you can consider. If the annual cost of coverage is more than around 10% of the replacement cost minus the deductible, then it may be the right time to buy liability only.

For example, let’s pretend your Ford Edge book value is $8,000 and you have $1,000 policy deductibles. If your vehicle is totaled, the most you would get paid by your company is $7,000 after you pay the deductible. If you are paying more than $700 a year for physical damage coverage, then it may be the right time to buy liability only.

There are some circumstances where removing full coverage is not advised. If you have an outstanding loan on your vehicle, you have to carry full coverage as part of the loan conditions. Also, if you can’t afford to buy a different vehicle if your current one is totaled, you should not buy liability only.

Neighborhood Tulsa auto insurance agents

Some consumers prefer to visit with an insurance agent and that is just fine! Insurance agents can help determine the best coverages and will help you if you have claims. One of the great benefits of comparing rates online is the fact that drivers can get the best rates and still have an agent to talk to.

By using this short form, your information is emailed to agents in your area who will give you bids for your business. You never need to find an agent on your own because quoted prices will be sent to you. In the event you want to get a rate quote from a particular provider, don’t hesitate to go to their quote page to submit a rate quote request.

Deciding on a insurance company should include more criteria than just the price. Get answers to these questions too.

• Is the agency active in community causes in Tulsa?
• Is there a local claims center in Tulsa?
• Does the company have a solid financial rating?
• Does the agent have professional designations like CIC, CPCU or AIC?
• How much will you save each year by using a higher deductible?
• Where would your vehicle be repaired?
• Do they specialize in personal lines coverage in Tulsa?

Below are agents in Tulsa that can give you price quotes for Ford Edge insurance in Tulsa.

View more Tulsa agents

Auto insurance companies ranked

Insuring your vehicle with the best auto insurance provider can be challenging considering how many different insurance companies sell coverage in Oklahoma. The rank data in the lists below can help you analyze which car insurance companies you want to consider shopping prices with.

Top 10 Tulsa Car Insurance Companies Ranked by Claims Service

1. Travelers
2. Nationwide
3. Allstate
4. State Farm
5. Liberty Mutual
6. GEICO
7. American Family
8. Esurance
9. Titan Insurance
10. AAA Insurance