For realtors, one of the big things that are used to help calculate auto insurance rates is where your residence is in Tulsa. Areas with high crime rates or more dense population tend to have higher rates, whereas areas with less congestion have the gratification of cheaper auto insurance rates.
The information below shows the most expensive places in Oklahoma for real estate agents to purchase auto insurance in. Tulsa shows up at #4 with an annual cost of $2,192 for the average policy, which is around $183 per month.
Rank | City | Average Per Year |
---|---|---|
1 | Del City | $2,221 |
2 | Broken Arrow | $2,216 |
3 | Bixby | $2,213 |
4 | Tulsa | $2,192 |
5 | Sand Springs | $2,161 |
6 | Bethany | $2,157 |
7 | Sapulpa | $2,144 |
8 | Moore | $2,132 |
9 | Owasso | $2,127 |
10 | Midwest City | $2,119 |
11 | Oklahoma City | $2,113 |
12 | Norman | $2,095 |
13 | Claremore | $2,048 |
14 | Edmond | $2,042 |
15 | Shawnee | $2,028 |
16 | Yukon | $1,994 |
17 | Stillwater | $1,970 |
18 | Duncan | $1,942 |
19 | Enid | $1,942 |
20 | Lawton | $1,941 |
21 | Ardmore | $1,936 |
22 | Bartlesville | $1,922 |
23 | Ponca City | $1,918 |
24 | Muskogee | $1,905 |
25 | Altus | $1,820 |
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Price information shown is approximated as the vehicle garaging location can modify rates greatly.
Establishing which company quotes the cheapest auto insurance rates for real estate agents will take a little more effort in order to find the lowest price.
Every car insurance company has their own guidelines for determining prices, so let’s rank the most competitive auto insurance companies in Tulsa.
Lowest Insurance Price Quotes for Realtors
Rank | Company | Cost Per Year |
---|---|---|
1 | Oklahoma Farmers Union | $1,154 |
2 | USAA | $1,185 |
3 | The Hartford | $1,333 |
4 | Safe Auto | $1,377 |
5 | GEICO | $1,394 |
6 | Farmers | $1,436 |
7 | State Farm | $1,568 |
8 | Travelers | $1,849 |
9 | Liberty Mutual | $1,871 |
10 | Mercury | $2,033 |
11 | OK Farm Bureau | $2,079 |
12 | Shelter | $2,108 |
13 | Home State | $2,193 |
14 | MetLife | $2,235 |
15 | Progressive | $2,245 |
16 | Allstate | $2,400 |
17 | Safeco | $5,056 |
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Oklahoma Farmers Union normally has some of the best car insurance rates in Tulsa at around $1,154 each year. USAA, The Hartford, Safe Auto, and GEICO also qualify as some of the cheaper Tulsa, OK insurance companies.
In the above rates, if you currently have a policy with Safe Auto and switched to USAA, you might achieve savings of in the vicinity of $192. Insureds with GEICO might save as much as $209 a year, and Farmers insureds might see rate reductions of $251 a year.
If you want to see how much you could save, click here to start a quote or quote rates from the companies below.
It’s important to note that these estimates are averaged for all types of insureds and vehicles and do not take into consideration a specific location for real estate agents. So the insurer that can offer you the lowest price may not even be in the list above. That helps illustrate why you need to compare prices as often as possible using your own specific driver information and vehicle.
Choosing the best insurance company can be a challenge considering how many choices drivers have in Oklahoma. The company information below could help you pick which auto insurance companies you want to consider when trying to find the cheapest insurance for real estate agents.
These ratings are for companies that insure vehicles across America, so smaller companies are not included in this list. To get rate quotes from the most competitive companies in Oklahoma, just click here.
Company | Value | Customer Service | Claims | Customer Satisfaction | A.M Best Rating | Overall Score |
---|---|---|---|---|---|---|
Travelers | 93 | 98 | 99 | 88% | A++ | 95.1 |
USAA | 83 | 99 | 100 | 91% | A++ | 94.1 |
Mercury Insurance | 97 | 96 | 88 | 89% | A+ | 93.4 |
AAA Insurance | 91 | 95 | 92 | 90% | A | 93.3 |
Nationwide | 85 | 95 | 97 | 89% | A+ | 92.4 |
Allstate | 77 | 100 | 97 | 88% | A+ | 90.7 |
State Farm | 80 | 94 | 96 | 88% | A++ | 90.6 |
The Hartford | 88 | 93 | 91 | 87% | A+ | 90.4 |
Safeco Insurance | 91 | 95 | 85 | 88% | A | 90.2 |
Progressive | 88 | 94 | 83 | 88% | A+ | 90.1 |
American Family | 91 | 86 | 95 | 83% | A | 89.7 |
Esurance | 86 | 90 | 94 | 90% | A+ | 89.5 |
The General | 86 | 93 | 89 | 84% | A- | 88.2 |
GEICO | 79 | 89 | 95 | 87% | A++ | 87.8 |
21st Century | 86 | 82 | 90 | 84% | A | 86.4 |
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Data Source: Insure.com Best Car Insurance Companies
The diagram below demonstrates how deductibles can influence insurance premiums when searching for cheap insurance for real estate agents. The rates are based on a single male driver, comprehensive and collision coverage, and no other discounts are factored in.
In the chart above, a 40-year-old driver could cut expenses by $370 a year by increasing from a $100 deductible up to a $500 deductible, or save $558 by selecting a $1,000 deductible. Even younger insureds, like the 20-year-old, could save as much as $1,208 or more by choosing larger deductibles on their policy.
When choosing a higher deductible, it will now be necessary to have additional savings on hand to allow you to pay the extra out-of-pocket expense, which is the one inconvenience of using high deductibles.
How to find more affordable insurance for real estate agents
Below you’ll find a few penny-pinching suggestions that can help you find more affordable auto insurance.
- At-fault accidents can raise rates significantly
- Maintain a clean driving record
- If possible, do not file small claims
- Drive safe vehicles
- Buying your home and auto policies from the same company can earn a discount
- Ensure you have the best deal by shopping around regularly
The final tip is highly crucial, as was discussed in this write-up. Coverage rates can be adjusted at any time, so you should be ready to switch carriers if a lower-cost policy is available. Having a favorite company is fine, but is isn’t recommended if that dedication is costing a small fortune. It only takes a couple minutes to shop around to find cheaper auto insurance for real estate agents in Tulsa.
If you wish to have the advice of a professional agent when shopping around for cheaper insurance for real estate agents, the insurance agencies listed below are willing to help you make a decision which auto insurance policy would work best for you. To find a Tulsa insurance agent closest to you, click the link after the list.
- Ed Martinez Jr – State Farm Insurance Agent
3125 S Yale Ave a – Tulsa, OK 74135 – (918) 742-3131 - Velta Augusta – State Farm Insurance Agent
8929 S Memorial Dr #190 – Tulsa, OK 74133 – (918) 254-1959 - A-1 Insurance
4100 E 51st St #105 – Tulsa, OK 74135 – (918) 743-2886 - Glass Insurance Agency, Inc
4500 S Garnett Rd #914 – Tulsa, OK 74146 – (918) 663-5314 - GDK Insurance Agency, Inc.
3908 E 31st St – Tulsa, OK 74135 – (918) 742-5861