How Much are Auto Insurance Quotes for Drivers with a DUI in Tulsa?

Figuring out which companies offer the cheapest insurance rates for drivers with a DUI will require a little more work in order to find the best policy. Each auto insurer uses a slightly different approach to set policy rates, so we’ll take a look at the insurance companies that tend to have lower prices in Tulsa.

Cheap Insurance Rates after a DUI

Compare Rates Today

Who has the cheapest car insurance in Oklahoma?
Rank Company Cost Per Year
1 USAA $1,150
2 Oklahoma Farmers Union $1,202
3 The Hartford $1,319
4 Farmers $1,380
5 GEICO $1,394
6 Safe Auto $1,405
7 State Farm $1,536
8 Travelers $1,868
9 Liberty Mutual $1,871
10 Mercury $1,973
11 OK Farm Bureau $2,018
12 Home State $2,193
13 Shelter $2,194
14 MetLife $2,213
15 Progressive $2,223
16 Allstate $2,376
17 Safeco $5,005
Quote Your Rates Go

USAA quotes some of the best car insurance rates in Tulsa at around $1,150 per year. Oklahoma Farmers Union, The Hartford, Farmers, and GEICO also are some of the lowest-priced Tulsa, OK auto insurance companies.

As illustrated above, if you are a policyholder with GEICO and switched to Oklahoma Farmers Union, you could see savings of in the neighborhood of $192. Customers with Safe Auto could save as much as $203 a year, and State Farm policyholders might lower prices by up to $334 a year.

It’s important to note that these prices are averaged for all types of insureds and vehicles and are not factoring in a vehicle location for drivers with a DUI. So the company that is best for you may not even be in the list above. That is why you need to get car insurance quotes using your own personalized driver profile and vehicle information.

The vehicle model to be insured is a large factor when comparing the best cheap insurance for drivers with a DUI. Vehicles with higher performance, poor passenger safety features, or a track record of large liability claims will cost more to insure than more modest models. The information below illustrates coverage costs for a selection of the most economical vehicles to insure in Oklahoma.

Cheapest Vehicles to Insure in Tulsa, OK
Make and Model Estimated Cost for Full Coverage
Ford Escape XLS 2WD $1,728
Honda CR-V LX 2WD $1,735
Dodge Grand Caravan CV $1,769
Chevrolet Impala LT $1,873
Ford Fusion S 4-Dr Sedan $1,883
GMC Sierra SLE Crew Cab 2WD $1,873
Toyota Prius $1,878
Ford Explorer Limited 2WD $1,909
Toyota Tacoma 4WD $1,937
Hyundai Elantra Blue 4-Dr Sedan $1,942
Honda Civic DX 4-Dr Sedan $1,959
Toyota Corolla XLE $1,978
Ford Edge SEL AWD $1,997
Chevrolet Equinox LS AWD $1,999
Nissan Rogue S AWD $2,001
Volkswagen Jetta 2.0T 4-Dr Sedan $2,013
Ford F-150 FX4 4WD $2,037
Compare Cheap Rates Go

Data based on single male driver age 30, two speeding tickets, no at-fault accidents, $1,000 deductibles, and Oklahoma minimum liability limits. Discounts applied include multi-policy, homeowner, multi-vehicle, and claim-free. Price information does not factor in specific zip code location which can modify premium rates noticeably.

Based upon the table data, you can presume that cars like the Ford Escape, Honda CR-V, Dodge Grand Caravan, and Chevrolet Impala are the most economical vehicles to insure after getting a DUI. Prices will tend to be more expensive anyway because of the fact that there is more liability risk for drivers with a DUI, but in general those particular models will tend to have the best insurance prices that you’ll find.

After getting a DUI, one of the largest criteria that are looked at to help calculate auto insurance rates is where your car is garaged in Tulsa. Cities with larger populations or higher claim trends tend to pay slightly more, whereas areas with lower crime rates and fewer weather claims have the luxury of lower rates.

The information below lists the most costly cities in Oklahoma for drivers with a DUI in which to purchase auto insurance. Tulsa is listed at #1 with the annual price of $2,259 on average, which is around $188 per month.

How much does car insurance cost in Tulsa, OK?
Rank City Annual Rate
1 Tulsa $2,259
2 Sand Springs $2,227
3 Bethany $2,223
4 Del City $2,221
5 Broken Arrow $2,195
6 Oklahoma City $2,178
7 Moore $2,153
8 Owasso $2,148
9 Bixby $2,147
10 Midwest City $2,140
11 Edmond $2,126
12 Norman $2,095
13 Sapulpa $2,081
14 Shawnee $2,028
15 Yukon $2,015
16 Claremore $2,008
17 Muskogee $1,962
18 Enid $1,942
19 Bartlesville $1,941
20 Stillwater $1,931
21 Ponca City $1,918
22 Lawton $1,884
23 Ardmore $1,879
24 Altus $1,876
25 Duncan $1,866
Find Cheaper Insurance Go

Price information shown is estimated as specific location information can modify premiums substantially.

Insurance rate increases from tickets or accidents

The common sense way to snag the cheapest insurance premiums in Tulsa after getting a DUI is to be a cautious driver and maintain a clean driving record. The information below demonstrates how citations and at-fault accidents can affect auto insurance costs for each age group. The data is based on a married female driver, full physical damage coverage, $250 deductibles, and no additional discounts are factored in.

The data charted above shows the average cost of a car insurance policy in Oklahoma per year with a clean driving record and no accidents is $2,456. Receive two speeding tickets and the average cost swells to $3,502, an increase of $1,045 each year. Now add one accident along with the two speeding tickets and the annual cost of insurance for drivers with a DUI goes up to an average of $4,553. That’s an increase of $2,097, or $175 per month, just for not driving safely!

Selecting a highly-rated insurance company is hard considering how many companies there are to choose from in Oklahoma. The rank data in the lists below could help you select which car insurance providers you want to consider when trying find the best insurance for drivers with a DUI. These rankings are only made up of companies who write in the majority of U.S. states, so companies that only write business in Oklahoma or surrounding areas are not factored into these rankings.

Top 10 Major Auto Insurers in Tulsa Ranked by Customer Satisfaction

  1. USAA – 91%
  2. AAA Insurance – 90%
  3. Esurance – 90%
  4. Mercury Insurance – 89%
  5. Nationwide – 89%
  6. Travelers – 88%
  7. Progressive – 88%
  8. Safeco Insurance – 88%
  9. State Farm – 88%
  10. Allstate – 88%

Top 10 Major Auto Insurers in Tulsa Ranked by Claims Service

  1. Travelers
  2. Allstate
  3. Nationwide
  4. State Farm
  5. Liberty Mutual
  6. GEICO
  7. American Family
  8. Esurance
  9. AAA Insurance
  10. The Hartford

How to find more affordable car insurance for drivers with a DUI

Below you’ll find some thrifty ideas that can help you quote more affordable car insurance.

That last idea is remarkably vital, as we emphasized in this piece. Insurance rates fluctuate constantly, so you should be ready to buy a policy from a new company if you find a better deal. Having a favorite company is great, but it’s not recommended if that inflexibility results in costing you hundreds every year. In just a couple of minutes you could compare rates and find cheaper car insurance for drivers with a DUI in Tulsa.

If you aren’t sure which coverage you need and prefer to get help from a professional when shopping for the best coverage after getting a DUI, the agents shown below can probably help you make a decision which coverage fits your budget.

To locate a Tulsa insurance agent using an interactive map, click the button below the list.

Find a Tulsa, OK insurance agent near you